The only thing ever stopping me from fishing ,is if the lake is Frozen .
With todays modern clothing and gear their is no such thing as cold here in the UK , well the southern half anyway
If I'm prepared, I don't mind an overnighter, been quite a few times in minus 2oC, had a few fish for the effort too.
Pack up first thing & head fora nice hot bath!
Not too bad, caught my pb mirror 30, not quite snow, but near freezing about 4years ago. Pics are on an old laptop, so can't include it.
My old syndicate, took a few years to unlock the secrets, then I'd catch regularly no matter what the weather.